In Poland, unfortunately, the unemployment rate is still very high. And this of course involves a lot of different financial inconveniences. For example, people who are not working sooner or later begin to run out of money for unexpected expenses. Of course, the simplest advice is to find a job as soon as possible, or to borrow money from friends or family. However, it must be remembered that situations in this matter are really different.
In regions where unemployment is highest and job offers do not guarantee earnings, because they rely, for example, on commissions, then such a person has no livelihoods. Lending money from loved ones also happens differently. Some people have already exhausted this life cycle, so they have nothing else to do but simply try to borrow money from another source.
A financial loan, if not from a family, from whom?
Another disappointment will be that the unemployed will most likely be sent back with a receipt in each bank to which they apply. Unfortunately, but traditional bank branches, in order to secure their assets, before issuing a loan or cash loan, usually expect from the customer even a minimal creditworthiness. And unemployed people who do not receive any benefits for the right to benefits or other allowance, of course, the creditworthiness they have at zero level.
In that case, do they remain without financial help? Well, no! This is a great time to ask non-bank institutions for help. Parabanks giving loans under the name of the weekend, usually do not require any certificates about the income obtained. In this way, those in need, have a temporary solution to their financial problems. Of course, they can not count on too much help. Because such loans, usually taken for the first time, are granted in small amounts, not exceeding PLN 1,500.
The advantage of joining this offer for the first time is the opportunity to take advantage of an attractive promotion. It involves giving exactly the same amount of money that was previously borrowed. The repayment period is usually 30 days. Although in emergency situations, you can extend the repayment date to 45 days. However, then additional interest and certain fees are charged. The only condition that must be met is the lack of previous financial arrears.
If only the employees of the non-bank institution find out that the potential borrower is on the list of the National Debtors Register, he will be denied a response at the request for a payday loan. People who have no debts do not have to be afraid of anything.
Let’s remember about repayment
However, one should carefully consider whether as an unemployed person, who has no sources of income, we will be able to pay off the loan taken without any certification. In another situation, you can make quite serious problems. The best solution in this situation is taking a loan only when we are sure that in a given month we will actually get a job, but we have to wait for the payment. However, borrowed money helps to survive the period when we were destitute. You should be very careful about it.